As a member of Jackson EMC, you may qualify for financing of energy-efficient home improvements.
PowerUp Lending Program
Take advantage of our low-interest PowerUp Lending Program for a variety of energy-efficient home improvements. Whether you’re shopping for a new heat pump or planning to add insulation, your loan can be approved quickly.
Our 3% APR HomePlus Loan offers financing for qualifying home improvements totaling $500 to $10,000. Our market rate APR PowerUp Lending Program is available for qualifying projects totaling $7,501 to $25,000.
Download PowerUp Lending Program Brochure
A PowerUp Lending Program can be used for improvements like:
- ENERGY STAR® qualified heat pump replacement
- Water heater replacement
- Ductwork repair
- Insulation
- Air sealing
A Home Energy Evaluation may help to determine which improvements may have the most benefits to you.
Contact a local Jackson EMC office and ask to speak with a residential energy advisor for all qualifying energy efficiency improvements for a loan. Financing is through our partner, Go Energy Financial*.
Applying for a PowerUp Lending Program
Qualifications:
- Must be a Jackson EMC member in good standing
- Loan can only be used for approved energy efficiency improvements
- Improvements must be made a home served by Jackson EMC
- Improvements must be made by a contractor from Jackson EMC’s participating contractor network
- Member must complete the Go Energy Financial PowerUp Lending Program application.
Process:
- Determine the energy-efficient home improvements you want to make
- Contact Jackson EMC to speak to a residential energy advisor
- Get an estimate for your energy efficiency improvements from a contractor available on Jackson EMCs participating contractor network
- Complete the Go Energy Financial PowerUp Lending Program loan application. Wait to start your improvements until you have received confirmation from Jackson EMC for your loan approval.
- Your home improvements will be verified for completion and the loan documents will be signed
- A check will be made payable to your contractor and mailed from Go Energy Financial
- Your monthly loan payment will appear on your Jackson EMC bill and will be applied to your PowerUp Lending Program loan. A $65 fee will be required at closing.
Apply for PowerUp Lending Program
*Financing is available through our partner, Go Energy Financial. Loans up to $10,000 for 36 or 60 months. Qualification is based on an assessment of individual creditworthiness and the underwriting standards of Go Energy Financial. Upgrades must be made by a contractor from Jackson EMC’s participating contractor network. All Go Energy Financial loan programs, rates, forms, and conditions are subject to change at any time without notice. Limited time offer until funds are exhausted. Jackson EMC's energy efficiency services and products only relate to total electric equipment.