HomePlus Low Interest Loans

Thinking of Making Energy Efficient Improvements to Your Home?

Take advantage of our 3% APR* HomePlus Loan.

Apply Now


Improvements totaling
$500 to $5,500 may qualify.


Use the loan for improvements like:

• ENERGY STAR®-qualified heat pump replacement
• Water heater replacement
• ENERGY STAR®-qualified appliances
(including dishwashers, refrigerators and washing machines)
• Ductwork repair
• Insulation
• Air Sealing
• ENERGY STAR®-qualified windows
• A Home Energy Evaluation can help you
determine which measures would be the most beneficial.

You can finance Jackson EMC approved energy upgrades, so check with a home energy advisor for a list of all qualifying energy upgrades for the program.

Convenient Payments

A $65.00 fee will be required at closing. This covers the loan processing and closing fees and the Georgia EMC Credit Union annual membership fee for three years. Once the work is complete, your loan payment will appear on your monthly Jackson EMC bill and your payments will be applied to your HomePlus Loan balance.

To Get Started

Contact us today and ask to speak with
a marketing representative, or contact
any member of our Home Energy Improvement Participating Contractor Network. Decide what improvements you want to make and complete the financing application.

Complete the HomePlus Loan Application Now!

*Financing is available through our partner, GEMC Credit Union. Loans up to $5,500 for 36 months. Qualification is based on an assessment of individual creditworthiness and the underwriting standards of GEMC Credit Union. All Credit Union loan programs, rates, forms, and conditions are subject to change at any time without notice. Limited time offer until funds are exhausted. Jackson EMC's energy efficiency services and products only relate to total electric appliances.